Bank of Scotland, Inverness

Bank of Scotland, Inverness continued its support for the Highlands and Islands

As we approach the end of the year, this is the time when small businesses across the Highlands and Islands will look back at 2012 and plan what they want to achieve in 2013.

At Bank of Scotland, our ambition throughout the year has been to support our local communities and to help businesses to achieve their ambitions. And while as part of Lloyds Banking Group we have continued to approve eight out of ten applications for finance, our support goes above and beyond funding.

Bank of Scotland has held a series of locally-based events throughout the year to aid small businesses in the Highlands and Islands and provide guidance on a range of issues.

Other events have been held in Elgin, Caithness, Orkney and the Western Isles and these have provided customers with an ideal opportunity to network with the bank and fellow professionals from across the area.

Bank of Scotland has made a significant investment in its business banking relationship team across the Highlands and Islands. During past few years, we have recruited anew Senior Manager, and two new Business Development Managers. This is in addition to anew property specialist and a new relationship manager to cover Skye and Lochalsh and brings the Bank of Scotland relationship team across the entire area up to its full complement of 15 members, supported by specialists in areas such as hire purchase, commercial finance, treasury and wealth management.

The team are looking forward to next year, and will continue to work hard to encourage and support our customers across all business sectors throughout the region.

Three key sectors that we are particularly looking to develop are those of property, healthcare and tourism. At Bank of Scotland, we recognise how vital these sectors are to the economy of the whole of the Highlands and Islands.

The property market has been particularly hard hit by the recession and one key to recovery is providing confidence to investors. Good opportunities exist to invest in the property sector and Bank of Scotland is committed to assisting viable businesses to explore these through the challenges and opportunities that the property market presents at this time.

We also provide dedicated support to healthcare businesses, such as care homes, doctors’ surgeries, dental practices and vets. We understand that these businesses operate under unique circumstances and continual legislative changes and we firmly believe we can help guide our healthcare customers through this challenging landscape.

Of course, Bank of Scotland’s support to businesses spans many sectors. Our relationship managers invest time to ensure they get to know you and your business, ensuring they can offer guidance that is tailored to you and your needs.

Bank of Scotland –Key Achievements in the Highlands and Islands

  • Investing in our relationship teams by adding four new members
  • Holding a series of events across the region for our small business customers on a variety of subjects
  • As part of Lloyds Banking Group, continuing to approve eight out of ten applications for loans and overdrafts
  • Further development of our support for the property, health care and tourism sectors.

Regardless of the industry your business operates in, and no matter what business lifecycle stage you are at, find out how we could help you develop your business by contacting us.

Any property given as security which may include your home, may be repossessed if you do not keep up repayments on your mortgage or other debts secured on it.

All lending is subject to a satisfactory credit assessment.

Bank of Scotland plc Registered office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000.

Authorised and regulated by the Financial Services Authority. Licensed under the Consumer Credit Act 1974 under registration number 0593292.

The Lloyds Banking Group includes Bank of Scotland plc and a number of other companies using brands including Lloyds TSB, Halifax and Bank of Scotland, and their associated companies.

For more details about the services offered by Bank of Scotland visit

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